It is reported car accident become the first killer among children and adolescents under the age of 19. The report was released by theWorld Health Organization (WHO recently in Vietnam.

The report also covers the other most common causes of death or injury, that is: suffocation, poisoning, burns and falls. Among the causes, experts stressed car accidents as they are the number one cause of death and injury in the world.  A number of 2000 people die caused by the five most common accidents a day, 115 of which occur in Europe.

Form the above analysis report; we can see that car accidents are causing more and more people die. So it is extremely important to have the knowledge about car accidents insurance.

There are typically three categories about the insurance problems car accident victims have with insurance coverage:

Uninsured Driver– If the driver who should take the responsibility is uninsured, it can be difficult for a person who is injured in a car accident to obtain appropriate compensation. Where the injured person does not cover any insurance, states are gradually modifying their laws to limit the uninsured accident victim\'s right to sue for pain and suffering damages.

Underinsured Driver- Similar to the first category, some drivers may carry not enough insurance coverage, often at the minimum level required by state law.

As some states do not have very strict requirements for insurance, so some of drivers carry inadequate coverage due to the high cost of insurance

Insurance Company Bad Faith- It is a common phenomenon that the insurance company refuses to negotiate the claim fairly, when people makes claims with their insurance companies. In such situation, it is advisable for the injured people to consult to an experienced personal injury lawyer from the 1800thelaw2 to help you.