We realise that riding a motorbike is something done as much with the heart as the head and how you would be placed financially if the worst happened and you were forced to seek motorcycle accident compensation probably isn't the first consideration you have when starting riding.

However, unfortunately accidents andmotorcycle accident claimsare the ever-present shadow of modern motorcycling and every biker should devote sufficient time and effort to ensuring that if they are forced to seek reparation and support following an accident, their insurance policy will be up to the task.

Firstly, the larger part of any motorcycle compensation claim is likely to be comprised of loss of earnings, so keep meticulous records of all of your expenditure in pursuing a motorcycle claim and accurately log the impact of the accident on your bank balance.

Motorcycle claimsrange from minor knocks and scrapes to those of potentially life changing severity, so it is essential that you are familiar with the limits, inclusions and exclusions to your insurance policy. Always keep your insurer fully updated as to any modifications and ensure that safety and anti-theft equipment conforms to your policy requirements.

Finally, when taking out an insurance policy don't be tempted to scrimp and refuse the legal cover that your insurer will offer you. In the wake of an accident you will find yourself at your most financially and emotionally strained. Concerns about meeting the small print of the various legal requirements, will be most unwelcome!

And don't forget to keep receipts for everything... even if you haven't had an accident.