Applying for Social Security Disability--what not to Do

At the end of each day, thousands of Social Security disability applications have been processed. Social Security workers review disability files and make determinations based on paperwork--decisions that will affect thousands of lives. The disability application process is a long one, with dozens of signatures, contact numbers and medical research, and often desperate hopes. It is disappointing that about 70% of these disabled Americans will have their hopes dashed by an official denial in the mail.

Although the chances of being denied initially are high, there are some things these applicants could have done to lower their chances of being denied. Here are three common mistakes to avoid while applying for disability:

Mistake #1: Sloppy paperwork

Those who are serious about their Social Security application should write clearly and legibly. Be sure to review each page of the application thoroughly, ask questions, and make sure you understand the disability process before applying your signature. Make sure each page is present and in order, and that all required information is attached.

One of the first things a Social Security worker after receiving an application is to look through the paperwork to see if anything is missing. If you are serious about getting Social Security disability benefits, don't give them any chance to put your file aside. Delays only cost you valuable time and put your disability benefits further out of reach. It is worth a second look to make sure everything is present.

Mistake #2: Lack of detail

Many disability applications have general statements such as "I can't work." This may be true, but it doesn't add to your case. Instead, be specific as to why you cannot work. When a Social Security worker reviews your application, he or she should see "I can sit up to 20 minutes at a time, stand for 10 minutes, and can lift or carry up to 5 lbs. I was unable to work about 10 days per month before I lost my last job. Dr. Smith has restricted me from current employment because of my back pain and heavy medication." Which do you think a Social Security worker is more likely to approve?

Mistake #3: Leaving the dirty work to Social Security

Applicants are told that Social Security will request any necessary medical records and provide a medical consultation if necessary. All you need to do is submit an application, and they will do the rest. Right?

If you're serious about getting disability benefits, do your research before you even submit the application. Get all your records from your doctors, clinics, hospitals, counselors, employers and anyone who may become important to your case. Obtain records from before you became disabled if possible, all the way up to the present. And make copies of everything just in case. The most important documents are those related to your ability to work, and a narrative or disability form from your doctor is of utmost importance.

If you haven't been to see a doctor in awhile, but are serious about getting Social Security benefits, do not wait for Social Security to send you to their doctor. Find a dependable doctor who supports your disability claim and build a relationship fast--it is very difficult to get disability benefits based solely on the testimony of a Social Security doctor who doesn't know you and your condition at all.

These tips will make your Social Security file clearer, streamlined and efficient, and maximize your chances of being approved for disability quickly. Wherever you are in the process, best of luck.