What You Need to Know Before Applying for SSDI Benefits

Being unable to work due to a disability can be take on a huge toll financially.  You may not be able to work in your previous profession and earn the money you need to pay for your living expenses.  Fortunately, you may be eligible to receive benefits from the Social Security Administration (SSA) if you are disabled due to an impairment.  The SSA has a list of impairments that qualify for the program which can be found on their website.  To receive benefits you must be able to prove that you are unable to work due to a medical condition.  This will involve providing medical records, work history and other information proving that you medical condition has impaired you from working.

If your application is denied, you can still appeal it.  It is very common for most claims to be denied. While it is highly recommended for people to appeal a decision if they feel it is wrong, some individuals decide to file a new application altogether. This is actually a huge mistake.  You should appeal the decision. Once you receive your denial, make sure to file a request for reconsideration by the end of 60 days. Many claims are denied the first time they are submitted.

To apply for benefits the first thing you need to do is pick up an application at your local SSA office.  You may also be able to access the application online on the SSA website.  You will need to provide proof of identity such as a birth certificate, driver's license or passport.  Make sure that you have gathered the necessary medical documentation from your doctor, hospital or clinic. This information will be very important when filing.

When filing, work with a knowledgeable expert such as an attorney or advocate who is well-versed with helping people file Social Security Disability claims . They can help you gather all of the required information that you will need such as medical history, work history and other pertinent information.