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According to the Census Burea, the United States population of 65 and older will more than double by 2050, rising from 39 million today to 89 million. An association of retired persons' study shows that 84% of Americans want to stay at home as long as possible. But now more than ever, today's economy necessitates creativity when seeking affordable home care.
A good first step for many, especially those seniors that don't have family nearby for assistance, is to seek the advise of a case manager. A case manager is a professional whose role is to act as an advocate and help seniors and their families coordinate care needed.
Your local Office on Aging is a valuable resource. Each county operates its own office and is operated through state funding and offers information and programs to individuals over the age of 60. Information is available on a variety of programs and services for seniors, many at no cost. Some counties have grants that are awarded to qualifying seniors to pay for home care services.
Check with your local hospice agencies. Most people associate hospice with end of life care only. Hospice agencies now offer their services to chronically ill patients as well, thereby lengthening the amount of time services can be rendered. Additionally, hospice services can be utilized in conjunction with other agencies in order to have as much care as possible for the least out of pocket expense. Hospice also offers a volunteer as part of their services that can assist at no charge.
Speak with your local religious based organizations (church or synagogue). Many churches and religious organizations offer assistance to their senior members at low or no cost.
Go online to a website called Benefits Check Up. This is an online screening tool that helps seniors locate federal, state and local benefits programs for which they may be eligible.
Comparative shop your local home care agencies. Talk with local agencies to find the best priced/valued services. Look for any agency that doesn't require a long term commitment.
Consider live-in caregiver instead of having several different shifts throughout the day. This is usually a more economical form of home care and it reduces the number of people coming in and out of your home.
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