Credit card companies are becoming more competitive each day; this is why the number of no annual fee credit cards being offered is rapidly growing. No annual fee credit cards are coupled with a lower or even zero percent APRs on the introductory period which is now the set standard in the credit card industry. It is considered by most credit card clients as a great advantage and benefit for them.

Recently, no annual fee credit cards became the most popular instruments used...

Combination skin is exactly that – a combination of both oily and dry skin. The areas of your face by the nose, chin and forehead, which are known as the T-zone, tend to be oily and prone to blemishes while the cheeks, eyes and mouth are dry. Combination skin is the most popular skin type and almost seventy percent of women today have it.

The find out if you have combination skin, you can take a simple "tissue test". Put a piece of tissue over your nose,...

Almost everybody's life has been touched by diabetes. When you are diagnosed with diabetes, you can look forward to amputations, blindness, heart attacks, strokes, kidney failure, peripheral nerve damage, and an untimely death—not to mention a whole bunch of pain and suffering. Practically everyone over 40 is pre-diabetic, and if preventative measures are not taken, it is virtually inevitable that this condition will progress to diabetes. We are in the midst of a diabetes...

If you're buried deep in credit card debt, you probably shouldn't be asking if debt settlement affects your credit score. Instead, you may want to consider if you should really care what your score is. Think about your situation very seriously for a moment. You're losing sleep and can barely make the minimum payments due on your credit cards. This situation is making you nervous and you can't shake the sick feeling in the pit of your stomach because you're always thinking about the...

Are you stressed out and tired of not being happy? Perhaps you are not paying enough attention to yourself. While many stress reduction techniques are available, I would like to discuss weight training as a stress reduction technique.

The payoff for a regular weight lifting routine is enormous benefits to your body and mind. This includes increased muscle tone and optimal body functioning.

Here are three reasons why lifting weights reduces stress and negative...

The pleasing appearance of citrus trees and the fruit was mentioned by many ancient travelers, even though the fruit of citrus trees had not evolved to the point as an important food staple, the fragrance of all parts of the citrus trees, including the flowers and fruit, were desirable perfumers of rooms and were thought to repel insects.

The occurrence of citrus in Europe and Mideast were thought to have been natural occurring native trees and shrubs, but historians today...

One who speaks a lie hurts. Only truth gives life and peace. A lie always hurts. Even the smallest lie hurts. It hurts one to whom the lie has been spoken, and surely the person who speaks the lie. In today's world lies are taken as way of life. Those who speak lies, bury morality so deep down somewhere, that no one can find it. These people with black hearts speak lies and sometimes they lie to the extent that it kills one who believes them.

Speaking a lie is betraying trust. To...

This is a guaranteed formula that will help you improve all of your relationships! It sounds too good to be true doesn't it? Well, it's something that will take effort and attention, but if you follow the formula honestly, you will indeed find your relationships improving. It's based on the Ethical Principles used by Reiki Practitioners. Applying these principles towards your relationships will benefit you and the people you are involved with considerably.

Reiki is a form of...

As the New Year approaches, are you looking to make a change? Are you ready to retire an old habit and replace it with a new, healthier way of living? Here are six tips for motivating yourself to make new, life-enhancing choices in the coming year.

1. Engage Your Imagination. Since motivation always follows imagination, take time to visualize yourself joyfully engaging in your new, chosen behavior. For example, if you want to begin exercising more regularly after work, start...

Terrorism takes its birth out of discrimination.
Dalip Singh Wasan, Advocate.

We all know that one set of people rule and the other set of people are the subjects and at times these subjects are treated as slaves and are discriminated. These subjects and slaves are not given reasonable opportunities to grow and develop. The are kept illiterate, unemployed, poor, houseless, wearing rags, living in mud houses, living in huts where there are not latrines, no bath rooms and...