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Here are some key features about Corporate Identity Thefts:
1. Using one's personal data like name, telephone number, address, credit card, mother’s maiden name, etc. with out informing them for your own benefit is known as identity theft.
2. The alternate name is identity fraud.
3. In other words, it implies an illegal use of someone's personality in order to commit a crime or some illegal act.
4. Generally, this sort of crime is committed to accomplish financial frauds or deceptions.
5. This includes using one's name in order to buy something and / or obtaining it to use one's credit account & other related personal security accounts.
6. Such thieves use your name, to avail a good service and for you they leave a mere long-long bill to be paid.
7. At times the well established citizens are victimized by such identity thefts; while the people with bit less repute or money are also not saved by the crime.
8. They may also target the college students, as the data & information about the e students can be obtained easily. In such cases the student's name is used to apply for a new credit card and this card is used to the maximum limit and the bill then obviously is never paid. Such cards are also frequently used for several illegal purposes.
9. Most of the college students usually behave carefree regarding their financial details and though they have never applied for credit cards, they receive the credit card applications on the mailbox.
10. How ever, the larger business groups are always the hat shot targets for the identity thieves. Prior to applying for a credit card they research well on the biggies of the business world and as these biggies hardly maintain a record of their expenses they land up getting long bills.
11. The small businesses are often shaken with such unwanted surprises. The identity thieves apply for loan in their names and when they themselves genuinely apply for some loan they are denied the same as they are shown to have some pending loans that they are made to pay first. Hence, they land up paying the loans that some one else took in their name and they never got a benefit for the same.
12. Almost every person in the corporate world now seems to get victimized of such identity thieves. The key reason for this may be is the growing modern technology of today.
13. Several major transactions get formulated with out any face-to-face interactions.
14. Crucial details such as contact information, address, telephone number, etc. along with other necessary details like the security information & even passwords are exchanged electronically using various softwares that are blindly downloaded through 'xyz' websites, and the thieves then are easily able to access all that information.
15. Once this detailed information is in the hands of the identity thieves they can use it to any extent causing you irreparable damage.
16. Such thieves make use of varied identities to purchase the materials, enjoy various services, they obtain the bank account, they apply for the credit cards & loans along with several other government benefits, all using the victims identity & money.
17. The centric problem with this sort of crime stands that the poor victim is made to pay for all the transactions that he / she has never made. Most of the times, the thieves pretend to the victim themselves, and manage to obtain all the required information, even the security settings of the victim.
18. Such crimes also create a problem for the victim in finding new jobs, or to apply as the employer, of for that matter applying for the credit cards & renting the apartments.
19. This sort of thefts can be avoided resolved with the help of the identity theft insurance. Under this the person enjoys the privilege of obtaining insurance in place of the home insurance policy.
20. Now the technology has made it possible to catch on such thieves in case they use the data given by you in the home insurance policy.
21. In this department the owner is reported regularly about their present situation of the account and hence they are always in touch ensuring no bad is happening to them.
22. While this amount is so huge that several debates are on for the issue, people yet want to invest in such an insurance as they can then take a sigh of relief.
23. After all, it is any day better to pay some huge prize initially & willingly rather than being worried about identity security day in & day out.
24. So, the next thing you must do now is to look for an identity theft insurance for your self!
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