As a professional massage therapist or bodyworker, your career is based on the one-on-one, hands-on work you do with each client. It may be difficult to imagine the need for massage therapy liability insurance, when the goal of your work is to relax, help and heal. However, it is important to consider such a policy, along with other methods of ensuring a safe and secure professional environment.
As a professional touch therapist, signing up for solid massage therapy liability insurance is simply a smart part of doing business. The annual fee for this type of policy is quite reasonable, especially when you think about the various scenarios it can cover and the sense of security it can provide.
For instance, a good massage liability insurance program will protect you against the possibility of a malpractice claim, which could come up if a client accuses you of injury due to a lack of competence or skill.
Another scenario covered by strong massage liability insurance would be the occurrence of an injury on your property, including a slip, trip or fall. If a product you choose to use, such as a certain massage lubricant, causes any damage or injury to a client, such a claim also would be covered by a good massage therapy liability insurance policy.
The professional protection ensured by such an insurance policy reaches even further, covering possible damages to your practice space, as well as lost or stolen goods and equipment that you use for work.
By doing your homework, you can find a massage liability insurance program that offers all of the above and more for a reasonable annual rate. Even if it is difficult to imagine any of the scenarios described above happening to you, the point is that it only takes one time to make you wish you had the protection of massage therapy liability insurance.
In most professions, especially those that deal with the general public on a regular basis, purchasing liability insurance is par for the course. The field of massage therapy and bodywork should be no exception.
On top of enrolling in a reputable massage therapy liability insurance program, there are other steps you can and should take to create a safe and professional working atmosphere.
For starters, make sure your practice space is clean. This not only means sanitary tools and equipment, such as linens and massage lubricants, but also the reduction of any clutter and obstacles that could lead to a slip, trip or fall.
If you are in a position to hire and manage other massage therapists and bodyworkers, be sure these associates are well-trained in their hands-on work. Competence is key when it comes to maintaining a happy client base.
By taking such basic steps as buying massage therapy liability insurance, keeping your space clean and free of clutter, and making sure any colleagues or employees are well-prepared to serve clients, you should be able to secure the peace of mind necessary to run a professional massage therapy or bodywork practice.
Massage Liability insurance, Holistic insurance, therapist insurance and professional malpractice insurance information can be found at .
