During the formative years, an individual hardly realizes that he/she would also be facing adversities during the later stages of life. However, we cannot deny the fact that misfortune can take the toll on an individual at any point of time during his/her lifetime. Moreover, a fatal accident or an illness may lead to disability in an individual.
Generally, a disability restricts the life of an individual in many forms. At times, an individual is prevented from earning a livelihood. This also results in the loss of a stable source of income thereby leading to financial constraints. Often, a disabled individual becomes dependent on others for looking after his/her basic necessities.
Becoming disabled all of a sudden makes life more stressful for an individual. Sometimes, life seems to be a like a dark tunnel which does not have an escape. Though a disability cannot be undone, individuals can attempt to lead better lives. This can be done by utilizing the benefits for disabled people.
Different benefits are available to the disabled people from the government of Canada. These include various disability programs such as Canada Pension Plan Disability Benefits, Residential Rehabilitation Assistance Program for Persons with Disabilities, Assisted Living Program, and Opportunities Fund for Persons with Disabilities, Veterans Affairs Disability Pension Program and Canada Pension Plan Disability Vocational Rehabilitation Program.
Apart from these, the benefits for disabled people also incorporate disability tax benefits, disability tax credits such as First-Time Home Buyers Tax Credit as well as grants. Other recently introduced programs include Registered Disability Savings Plan. Depending upon the kind of disability an individual is suffering from, he/she may be eligible for the disability tax credits and disability benefits.
The employers also provide disability benefits to their employees. Besides, there are also various personal disability insurance plans provided by different organizations.
Do not consider a disability as an end to your hopes and aspirations. Moreover, a disabled individual must always remind himself/herself that there are several others like him/her who may have battled disability all through their lives. The benefits for disabled people might not offer a universal solution to their problems, but could be a great help in leading better lives.
