Among the professionals who provide hands-on healing in the field of massage therapy and bodywork, the notion that health problems may be prevented with proper self-care is fairly common. By soothing stress, tending to aches and pains, and taking time out to relax in the session room, clients may be better able to keep themselves "in tune" and avoid serious injury and illness down the road.
This concept of proper care all along the way is the substance of that old saying, "An ounce of prevention is worth a pound of cure." It is a philosophy that holds true in so many arenas of life, including the business side of massage therapy and bodywork. In this sense, "an ounce of prevention" equals a quality massage therapy liability insurance policy.
By finding the right massage liability insurance , you an—at the very least—gain the peace of mind that comes with knowing you will be protected if claims are filed against you or damage is done to your practice space or work gear. An incredibly reasonable annual fee is well worth this sense of calm.
If you happen to be one of the touch therapists whodoesexperience damages or client claims, then this "ounce of prevention" will pay off in a much more tangible way. A strong massage therapy liability insurance policy protects massage therapists and bodyworkers in an array of ways.
For instance, if a client happens to file a malpractice suit against you, your massage therapy liability insurance policy should take care of this scary process. Of course, it is difficult to imagine any client claiming injury or damage due to a lack of skill or incompetence on your part. However, you never know what kind of client could come strolling into your session room, perhaps even toting a hidden agenda.
No one likes to think this way about his or her practice and clients, but pretending to live in a world where everyone is upfront, honest and reasonable is not a sound business strategy. You certainly never need to live in a state of dread or paranoia, either, and that's what having a reliable massage therapy insurance policy is all about.
Find one you feel is strong and fairly priced, enroll in it, and then you can focus fully on the healing work you strive to do each day. On top of protecting you in the case of a malpractice claim, your massage therapy liability insurance should "have your back" in a variety of other instances as well.
For example, a good policy will cover you in the case of damage to your practice space, if you happen to rent your session room. Lost or stolen work equipment should also be protected under your massage insurance policy, adding even more peace of mind when you sign up for such insurance.
When searching for the best possible policy, be sure to look for one that covers all of the above. Your massage therapy liability insurance program also should provide protection in the case of accidents, such as a client who slips, trips or falls on your property. Product liability insurance, which covers you in case a client claims damage or injury due to a product used on him or her in the session room, should be part of the equation as well.
The "ounce of prevention" that comes with a reputable massage therapy liability insurance program is well worth a "pound of cure."
