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Since the condition of disability can affect your normal life, so it's very much expected that you will seek for some external helps. In this regard, the Canada government has been providing a number of benefits for disabled people. Some of the lucrative benefits can be counted as registered disability saving plan, disability tax credit, Canada pension plan disability benefits, Residential rehabilitation assistance program-RRAP for people with disabilities, Federal excise gasoline tax refund program, and many others.

Disability can be of any type and form, per say physical, mental, sensory and cognitive or developmental. There is a broad definition by World Health Organization that reads as "Disabilities is an umbrella term, covering impairments, activity limitations, and participation restrictions. An impairment is a problem in body function or structure; an activity limitation is a difficulty encountered by an individual in executing a task or action; while a participation restriction is a problem experienced by an individual in involvement in life situations. Thus disability is a complex phenomenon, reflecting an interaction between features of a person's body and features of the society in which he or she lives." So, we find that government has to concentrate precisely to heal the severity of these conditions.

In a bid to provide several benefits for disabled people in Canada, the government has really been doing some commendable job. Under the RDSP, the affected people can find an attractive future saving plan. It has lifetime contribution limit up to $200,000, without any annual limit, only the contributor needs the written consent from the plan holder. The income, earned in the plan, accumulates tax-free, and the fund can be used for any purpose. The provision of tax credit is very effective benefit for the disabled people that help to reduce the burden of income tax. It can be transferred to the spouses and other near and dear ones, in case the eligible person is unable to avail this plan.

Any of the beneficiary plan demands appropriate information from the people that could ratify the condition of disability. The state agency has a list of impairment that clearly describes the medical conditions to define the condition of disability. The needy people can find some expert guideline to properly avail benefits provided to them. Some organizations are promising to guide you to ensure that you are not derailed while claiming.


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