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Construction Liability insurance protects companies from any lawsuits for personal injury or property damages. It will usually cover the damages from lawsuit along with legal costs depending on the coverage the insurance offers.
Workers compensation is another type of liability insurance that construction companies should carry, and they are often required by law to provide it to their employees.
This liability insurance assists employees in the event that he/she was injured while working in the site. Below are examples of the compensation they cover.
Construction Liability insurance packages include payment for your:
• Medical bills and related expenses
• Loss of earning capacity
• Loss of companionship or support
• Loss of enjoyment of life
Construction liability insurance covers all kinds of accidents related to construction accidents depending on the extent of the injuries.
The following are the types of construction accidents they cater:
• Fire and explosion
• Technical error
• Electrocution
• Negligence
• Lack of safety gear and equipment
• Unsafe ladder breakage
• Faulty machines
• Workers hit by falling debris
• Unnoticed flooring holes
• Industrial gases
• Welding accidents
• Crane, forklift and vehicular accidents
• Trench collapse
• Roof related falls
• Scaffolding accidents
Generally, when accidents happen, the owner of the building faces the liabilities. The negligence of its worker are often blamed back to the owner who in some aspects, never really know the danger that lies somewhere in the construction site.
With construction liability insurance, you do not put yourself at risk of paying all the damages associated with construction accidents. You have protected your assets and saved yourself from headaches.
A construction company’s asset also includes the workforce you employed. Without them, your plans would not be implemented successfully. They, too, can be assured about their future safety even if affected by accidents that may cause them disability.
However to be fully protected ask help from a construction accident lawyers to better equip you with knowledge on how to face lawsuits when it happens.
Our Los Angeles personal injury attorneys are experts in dealing with issues on Construction Liability . For immediate legal advice and assistance on your case, log on to our website and fill out our free case evaluation form.
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