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Have you ever gotten a credit card bill you know is not yours or do you have a credit card that has large purchase amounts that you did not buy?
What about a criminal record? Where you pulled over for outstanding tickets or warrants but you've never been in trouble with the law before?
Then you've more than likely been an identity theft victim. This can be a heartbreaking task to clear up.
Identity theft is a very frustrating and damaging crime for those who have been targeted by criminals. The thieves can steal your hard earned cash as well as ruin your reputation.
What else can these criminals do?
Some of the things these criminals can do is ruin you both financial, economically and criminally. Here are some things they try for:
- Financial fraud - Bank account fraud - Computer fraud - Criminal activites using your name
Imagine if you will being investigated for crimes you have no idea about. Something has simple as stealing lipstick or food and they can use your name as theirs.
This is so upsetting for both the person whose name is being used and the family of the person whose name is used. Criminal activity is not easy to fix once your name is in the computer system.
These criminals will get you convicted for tax evasion and fraud if you are not protecting your information and looking over it continuously. How can thieves get this information? Thieves can get your data in a variety of ways. It can be as simple as clicking on a computer e-mail that has a link in it or losing your credit card outside your home.
Everyone should know how to protect themselves from these technologically advanced predators. Always be careful to whom you give out your personal information to.
Listed below are eight ways a person can protect themselves from being a victim of identity theft (These are not listed in the order of importance.):
1. Should the phone ring and a person identifies themselves with a company you do business with, asking to verify some information. Do NOT give this to them! Get a name, full one preferably, and hang up on them. Call the company back... asking if they did indeed call.
2. Should you ever give out your personal information to a company, be sure it is with one that is reputable, one that will protect your information. Ask them how they will protect your data.
3. Always keep track of credit card receipts and credit card statements. Keep a constant eye on your bank statements too. Thieves who want to use your good name all the time will buy only one item a statement period to throw off suspicion of anything being out of place.
4. Shred, rip up or cut up any personal information or papers. Thieves do not mind going dumpster diving for personal data.
5. Never carry documents you do not need in your purse or wallet. A simple crime in stealing these items can turn into a devastating nightmare of identity theft.
6. Make copies of credit cards, passports and other sensitive data. Doing so will make it easier to cancel if they are compromised.
7. Keep up with your deposit slips. These are the easiest way a thief can get your bank account number. Keep it safe in your home at all times.
8. Use a secure password, not one that can be easily guessed such as your birthday or mother's maiden name.
Contact police if you feel you've been a victim of identity theft. From here, you can get unauthorized marks off your credit report easier.
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