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Often times I meet with people who claim they are too busy to maintain their finances, search for a better career or even clean their own home. While I agree that paying a cleaning service $60 per month is a great idea if you could better use that time with family or make more money during that hour, you really do need to carve out the time to take charge of your life.
Take balancing your checkbook for example. In its simplest form, balancing a checkbook consumes minutes each day. If you use Quicken or Money it may take even less. The problem usually lies in the amount of time required to initially set up any system. So how do you find the time?
That just happens to be an easy answer.; you don’t find the time. You cannot make the time either. We all have the exact same 168 hours available each week. Making more time is impossible. The answer to this question lies in prioritizing.
Is it more important to watch a movie or TV when you come home from work, or to take a walk with your family or even develop your household budget for the first time? What about getting out of the rut you have been in for the past seven years and find a career you are passionate about? It all comes down to prioritizing.
Make a list of everything you want to do during your week. Make sure to include not only work on your finances, resume, job searches, cleaning, working, eating and driving, but also family time, exercise and personal development.
At the top of the list put the most important thing in your life and begin to work backwards. No time left at the end of the day for TV? You either have to reprioritize and put TV higher (hopefully not at the cost of something more important) or you don’t get to watch TV.
It has literally been months since I have seen even thirty seconds worth of TV. I cannot tell you what is happening on the latest reality TV show, but I can tell you that I am passionate about what I do for a living. I also know exactly where every dollar of my family’s income goes. Set your priorities straight and the rest will follow.
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