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Automobile accidents are extremely common events. They can range from small fender benders to multiple car pile-ups, but they are always emotionally shocking. Most likely we will all be involved in a car accident in our lifetime.
After being involved in a car accident we are often shook-up, but there are some things to remember that will make dealing with the aftermath of an accident much easier.
Steps to Take After an Accident
First, obtain medical attention. Even if it was a small accident and you feel fine, you should receive medical treatment. Injuries such as traumatic brain injuries can go unnoticed for hours, even days, after the accident. There is no cure for a traumatic brain injury, but you can stop the progression of your injury, so receiving medical attention as soon as possible is imperative.
If at all possible, take pictures. If you have a camera handy, or even on your cell phone, take pictures of the damage to any vehicles involved in the accident, as well as the scene of the accident.
Another important step to take after an accident is to obtain name and contact information from any other driver involved. Also, obtain the names and contact information of any potential witness. This information will be extremely helpful should you need to contact those involved or those witnesses in the future.
Do not speak to any insurance adjustors. Oftentimes the insurance adjustor of the other driver or drivers involved will contact you via telephone seeking to obtain a recorded statement from you, or even to make you an offer of settlement. You are in no way obligated to speak to them, and if you have retained representation, you should refer them to your attorney. Insurance companies are businesses and they are always out to pay you as little as possible, so very rarely is the amount they offer as much as you truly deserve. Even if the amount seems fair to you, consult an attorney first.
Get detailed reports from any doctors or medical professionals who treat you. These records will be extremely helpful if you decide to file a claim in the future, as you may be entitled to be compensated for any medical expenses.
In some states you may be entitled to receive compensation even if you are partly at fault. This concept is referred to as "comparative negligence." This is why it is so important to contact an attorney if you have been involved in an auto accident. It is also important to contact an attorney if your loved one has been killed in a car accident.
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