If you've recently had an accident at work that wasn't your fault, then you may wonder whether or not you should make a workplace accident claim. You may have various concerns such as whether making a claim will cost you anything or whether you will risk your job.
Before answering those questions, let's first discuss why it is important that you do claim. It's important that you get what you deserve and don't become worse off financially due to your injury or accident. Here are a few key points why you should seriously consider making a workplace accident claim:
Loss Of Income: Due to your accident, you may have missed out on earnings by being unable to work overtime or receive bonuses. Alternatively, you may not have been able to work at all if you had to be away from work for a length of time. Even more importantly, if your accident now prevents you from working in the future, then you'll want to make sure that you're compensated in order to provide you with a justified income.
To Cover Expenses: If you have had to incur any expenses due to your accident, such as medical costs, then you'll want to be compensated for these. Accident compensation can recover these costs that may have resulted through no fault of your own.
Make Up For Personal Loss: You may have suffered damage to personal items such as clothing, jewellery or your watch. Accident compensation can compensate for these losses.
These are just some of the reason why you should make a claim against the company you work for. This is a side from the non financial losses that you have incurred.
So should you be concerned about making an workplace accident claim against your employer?
Many victims are concerned about the costs involved or whether they'll risk losing their job. Firstly, if you work with a solicitor on your accident at work compensation claim, then it will usually be on a "no win, no fee" basis. This means you don't risk any money. If you don't win your claim then you won't be charged, and if you do win, then the solicitor will just take a percentage of the settlement amount. You have nothing to lose either way.
Secondly, it is against the law for a company to discharge an employee based on an accident at work compensation claim. Not only that, but it will usually be the companies insurance company that pays out the claim, not your employee directly. So this should avoid any hard feelings against you.
Overall, there aren't really any reasons to not make an accident compensation claim, other than the time and effort involved. Of course this can be stressful, especially following an accident of any sort, but ultimately you deserve to be compensated and it could be crucial for the rest of your life. You just need to remember that accident claim solicitor companies are there to help you by guiding you through the process and taking care of any legal matters on your behalf, making your workplace accident claim as stress-free as possible.