Financial education is important for various reasons. For example, financial education helps me to identify risks so that I can avoid financial traps such as the use of future money from credit cards on luxury items. By using my future money, essentially I will be depriving myself of the chance to invest in assets that will generate passive income. Passive income is the key to creating wealth, as I have understood from the book Rich Dad Poor by Robert Kiyosaki. Also, I will need to pay...

The difficulty of certain tasks often provokes a desire to delay or otherwise waste time before getting down to business.This impulse to procrastinate can affect peoples lives as an occasional temptation or as a nearly irresistible habit, depending on the temperament of the individual.

In three particular areas of activity, namely college, business and home life, procrastination can have an especially detrimental effect. A closer look at the underlying factors for...

I know, we are just getting through with Christmas and now I expect you to start working on organizing things for 2007.

However, this is the time of year that all of the new calendars come out, you get the best variety, and you can purchase them for gift giving for family, friends and teachers. Everyone uses a calendar and if you are like me, you have three of them. It is the simplest way of keeping track of events for the entire family.

Calendars are for more than...

Instead of perpetually running around like a chook with it's head cut off here are some great tips to help you get your life organized and more productive to boot.

1. Carry a small notebook or 3X5 cards. If you are someone that doesn't like the concept of carrying around 3X5 cards then buy yourself a small notebook that can either fit in your pocket or bag. The great thing about having something to put your thoughts and ideas down as they come into your head is that it frees up...

"It has been my observation that most people get ahead during the time that others waste time." -Henry Ford

Time is undoubtedly one of the most valuable assets to the small business owner. Unfortunately, time is a constant variable. There is no way to add extra hours into your day or is there?

Many entrepreneurs are finding a new way to do just that. Hiring a virtual assistant gives you as a small business owner the power to dedicate extra precious hours to the...

Are you someone who makes lists of all the things you need to do? At the end of the day when you review your list, are you disappointed because you haven't accomplished as much as you would have liked. Does this sound familiar to you?

We hear a lot about time management and how we need to organize ourselves and manage our time more effectively. In order to regulate our time, new ways of thinking and being need to be developed. Our attitudes and beliefs need to be identified...

"Time is the fundamental currency. All other aspects of scarcity and abundance find their basis in our experience and relationship with time."

Michael Gilbert

There are many common characteristics of top achievers in the real estate sales business; the most notable of which is time management. Top achievers in every business understand and respect the value of time. Cliche number two: we all have the same amount of time it's what you do with your time...

As a business and life coach, I often find myself discussing the importance of saying "no" with busy, stressed out business owners and professionals. Everyone likes the idea of saying "no" more often, at least in theory. But, when it comes to actually doing it, I hear a lot of "yes, buts." In other words, "Yes, I could say no to that, but then who would do it?" or "Yes, I could say no to that, but they’d be disappointed."

Mind map templates provide an easier way for documenting sessions for brainstorming ideas and in converting these into actual projects. When you are in the stage of embarking for designs on new projects, spending time to fumble on notes that are hastily jotted down or written may cause you to miss vital information, notes and ideas. These templates may serve as assistance in the quick organization of ideas and in making these ideas build the needed plans for the immediate and ultimate...

Studying new course material can be a difficult and daunting task for students if they don't take immediate interest in the subject. This can make a 30 minute review session stretch on for many hours in a attempt to comprehend the information being taught. If this sounds like you, then you may want to consider using the following mind mapping techniques that makes learning much, MUCH easier and enjoyable. Read this to find out how it works.

Tools that are used in mind mapping are...