There is no guarantee that you would live only ten years after you retire. Now imagine by chance you survive more what would you do? No work and you blew away all your savings. The best way to handle this situation is to make a retirement plan. Government pensions would only help you with bare necessities of life but if you wish to live life according to your terms you got to make a systematic retirement planning.

The problem with this era is that most us are often carried...

If you were able to pick the mind of some of the Great Achievers of our times, what do you think you would find? You would find a common belief that life is a manifestation based on less of what you do and more of what you think. While the old adage, "Action speaks louder than words," is true to an extent, your thoughts are really much more powerful then anything you are doing. That grey matter between your ears controls so much more then many people realize.

Chinese herbal medicine is a health care system which has been around since ancient times. It is also known by the acronym CHM. As the causes of illness that afflict mankind have evolved in time, CHM has also undergone developments continuously. Along with modern medicine, state hospitals in China use herbal medicine for various ailments and diseases.

All forms of diseases can be treated by Chinese herbal medicine. The traditional view in Chinese herbal medical system is to...

You decide to lose 10 pounds. Before you do anything else, think about your preferences. Do you jog at 6 a.m. every morning, even when the 30 degree weather turns your nose into frost? Or, do you shudder at the thought of getting up early and prefer to wrap yourself in a down comforter?

Your preferences towards exercise determine what you should do to lose weight. Let's say you spend most of your leisure time sitting on the couch, reading a murder mystery. While you may not...

If you are attending for a job interview then you will want to ensure that you give yourself the best chance of success.  You'll certainly have brushed up on any questions you may be asked about your experience and qualifications for the job.

However if your qualifications and abilities are the same as the next applicant it will be your appearance that can tip the balance in your favour.   This article will offer you helpful guidelines to ensure that your...

Communication problems are one of the biggest sources of relationship conflict and they can become so serious that complete relationship breakdown results. Often people don't listen attentively to one another. Active listening is not about agreeing with someone, it is simply about understanding what the other person is trying to say.

It is a structured approach to establishing true understanding in communication yet it can be conducted in a relaxed and informal way so that it...

Millions of Americans use grocery coupons to save money. Although a large number of individuals do use grocery coupons, there are even more people who do not. That is because many individuals feel that purchasing a newspaper, sorting through the coupons, and then clipping them out is too time consuming. How would you feel about using coupons if there was an easier way to get them?

Clipping coupons from a newspaper is still possible, but it is becoming the "old way,"...

Taking responsibility for yourself involves more than admitting wrong-doings or arriving on time for work: When you make a choice or devise a solution to a problem, you must be accountable for the results or outcomes. To truly take personal responsibility in life you need to let go of any concerns over how others live and the impact that potentially has on you. You need to own your emotions without blaming the actions of others for the way you feel, which certainly sounds simpler than...

Palm trees were once thought to be suitable for planting only in tropical landscapes, however, several cold hardy palm trees occur naturally, growing in America, where snows fall during winter. The windmill palm tree, Trachycarpus fortunei; the Dwarf Palmetto palm tree, Sabal minor; the Saw palmetto, Serenoa repens; and the Sabal Palm, sabal palmetto; and the Needle Palm, Rhapidophyllun hystrix; Much of the information that is published in book from, magazine articles and Internet...

Emotions love to control our actions and reactions, even though we do not want them to dominate us. Society often sees emotions as a sign of weakness so people are used to setting their feelings aside to become more rational. You will always have to deal with feelings no matter how logical and rational you become.

One of the vital facts in regards to emotions in contemporary society is the fact that even though we desire one another to live by reason we still must use our...