It's rather ironic that seniors control 77% of ALL financial assets in the U.S., they own 70% of all money markets and CDs in the country, and 67% of seniors own their houses free and clear, according to Senior Facts and Figures; and yet, they go to their local banks and are turned down for a loan to purchase a home because they are short a few hundred dollars a month for qualifying for a mortgage.

This to me is outrageous and I guess Congress must have thought it was important to...

Emergencies can happen anyplace, especially at home alone for individuals with restricted mobility or serious wellness concerns. Individuals living alone are even much more at danger. The greatest opportunity one has if a fall or healthcare emergency occurs is fast response, even if a phone cannot be reached. That's the time a person requirements an emergency telephone dialer . These devices can be activated at the press of a button and are worn as a pendant around the neck or as a...

If you have been admitted in the nursing home at some point of time you know that it is probably not a very pleasant experience. And if the person to be admitted is your loved one it can never be an easy task. While admitting your near and dear ones in a nursing home you trust the nursing home authority completely. You believe that your family member or friend will be taken care of. You choose a nursing home because you know that it is well run and safe. But you don't realize just as...

You're almost at the end and you're closer to getting a Nanny.  It doesn't matter if you found your Nanny applicant through the more traditional way like posting an advertisement on the phone book or through a Nanny agency.  You might have taken the easier route of finding a Nanny at an online database like .  But whatever means you used, you still have to interview the Nanny.

The first interview process is through phone.  This is more of a "getting to...

Finding a Nanny is usually a two-way street.  You can look for them or they can look for you.  While you're searching for your preferred Nanny, you may also want to post a classified advertisement in websites like .  You can attract good Nannies this way since they usually browse for openings as well.  Here are some things to consider when posting an opening for a Nanny position:

• Provide as much information as possible

Nannies would usually...

How to choose the right stair lift for your home.

If navigating stairs has become difficult or painful then the time has come to begin looking at stair lifts. These devices are electronically controlled and carry a person from one floor to another. They can be fitted to any staircase whether you have a straight one or a curved one. They can also be adapted to meet your needs. When considering which stair lift is best for you there are a few things that should be...

What to look for when shopping for a powered wheel chair.

Power chairs are electronically controlled wheelchairs. They are very useful for those who have limited mobility and wants to go around with ease. Most of them are mainly used indoors, outdoors or a combination of both. Rear or center wheel drive are available assuring you of easy maneuverability. With these great features, you may have to consider each one of them to suit your need.

First bunch of features...

Trying to find the perfect wheelchair van for yourself or a family member? We can help.

The good news is, a wide range of wheelchair vans are currently available if you know where to look. With a lot of different options to choose from, they are available all across the United States. Though several things should be considered first, choosing the right wheelchair van is not a hassle if you have all the right information. The following are thorough information you need in...

Individuals in need of home care or nursing-home care should understand that despite recent changes in the Medicaid eligibility rules, they do not have to spend down their savings or income in all instances to qualify for Medicaid services. The Deficit Reduction Act of 2005 burdens the Medicaid laws with new complexities. However, a number of valuable planning options have been left in place and they are outlined here.

Home Care & Assisted Living
Although those...

Early on in my career, I worked with a client, I will call her Mrs. A, who was responsible for teaching me a very valuable lesson working with the senior population. This single experience gave me a clear understanding of the importance of helping older clients not only with the physical aspects of a later life move, but also with the psychological preparation for their transition and what makes the downsizing process the hardest part of any move.

Mrs. A was quite feisty and a...